Running a charity can be really hard work. Your needs can be as varied and complex as the risks which come with managing a charity.
Protecting your people, your property and members of the public is paramount so you can’t afford to settle for a standard business insurance policy.
It makes sense to choose an insurance provider who knows how to correctly protect you, ensuring you can focus on what you do best.
That’s why you need a custom-made charities insurance policy. Not many insurance brokers can deliver that. We can.
Build an insurance policy as unique as your charity.
The Bletchley Group delivers tailored insurance solutions to a selection of valued, unique Third Sector clients who demand the very best.
Our knowledgeable team of insurance experts are experienced in providing protection for charities, community groups, social enterprises and not-for-profit organisations.
We’ll spend time with you to understand the complex risks you face and advise you of how best to manage them.
We do things properly, which is why we enjoy long-standing relationships with the UK’s leading specialist charity insurers.
It means that we’re able to search the market to obtain the best possible products and build a bespoke charity insurance package around you.
We get it right, because we care, and as we’re a fully independent insurance broker, you can rest assured that we’ll always deliver products that protect your interests, not our own.
- First class customer service
- Insurance broking specialists that understand your sector
- Bespoke insurance policies built around your organisation
- Dedicated claims team to assist you when you need us
- Maximum return on your investment, with minimal hassle
Find the right insurance cover for your charity.
Insurance for charities can be a minefield of different covers and choosing the wrong policy may leave you financially and legally exposed.
But there’s no need to worry. Our specialist team of charity insurance experts are here to guide you through it, with a standard of service you won’t have experienced before.
Whether you’re a small charity looking for a liability or events policy or a large charity with complex needs, we’ll tailor our services to ensure you’re properly protected.
Our charity insurance services can cover you for:
- Buildings insurance
- Public liability insurance
- Employers’ liability insurance
- Trustee indemnity insurance
- Professional indemnity insurance
- Cyber insurance
- Medical malpractice/abuse cover
- Business interruption insurance
- Event insurance
Want to know more?
Take a look at some of the most frequently asked questions we receive about our charity insurance products.
- Why do I need charity insurance?
Each charity has its own specific risks and needs. In some cases, charities have been sold the same standard package of business insurance that everyone else has, wrongly believing that the perils were the same. Whether you’re faced with an injured volunteer, an unhappy service user or a trustee accused of negligence, you need to protect your organisation against the unexpected.
- What charity insurance do I need?
If you employ staff or volunteers – whether full-time or part-time – it’s likely that some form of insurance is a legal requirement. Employers’ liability insurance and public liability insurance are usually fundamental covers for charities, but you may require other covers as well to adequately protect your organisation. There are many questions to consider: does your charity have a website? Do you run events? Perhaps you own or lease vehicles? We would advise that you talk to a charity insurance expert in the first instance.
- What does public liability insurance cover?
Public liability insurance can cover you for legal costs and compensation payouts if your organisation is blamed for injuring a third party or damaging their property. Accidents can and will happen. Should you be sued for injury or death, the consequences for your charity could be catastrophic. We’ll make sure you have the right cover in place so your organisation is properly protected against compensation claims and legal costs.
- What types of charity do you insure?
We are vastly experienced in supporting all types of Third Sector organisations. They include charities, community groups, social enterprises and not-for-profit organisations, typically delivering services in the following areas:
- Animal centres/rescues
- Children and young people
- Disability
- Environment and conservation
- Hospices
- Health and medical
- Homelessness and social welfare
- Elderly
- Overseas aid and development
- Religion
- Sensory impairment
- Is insurance a legal requirement for charity events?
No. However, it’s important to consider public liability insurance to cover you for the risks involved in running a charitable event. Furthermore, if you have staff or volunteers working for you, it’s likely that you’re legally required to have employers’ liability insurance.
- Is a bespoke insurance policy more expensive than a standard product?
Tailoring a package of insurance solutions to your needs does not necessarily mean that you will have to pay more than you do now. The most important thing is that the cover is right for your specific organisation’s circumstances.
